Awarded as the Best Rewards & Incentives Software in 2025

Instant, Flexible, and Secure Payouts with Xoxoday Virtual Prepaid Cards

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Effortless Payout Management, Made Simple

A technology enabled payout solution to add funds, disburse payouts to your customers, partners & employees track transfer status in real time and do more.

Push the boundaries with unparalleled flexibility

Instant Delivery

Issue virtual prepaid cards to up to 10K recipients at once instantly and easily.

Send any amount

Send an amount in any denomination & currency you prefer ($1, ¥10.5, ₹250, £52).

No conversion fees

What you send is what your recipients get. No hidden fees. No surprises.

Fully customizable

Create personalized reward emails and landing pages with prebuilt templates.

Make Your Payouts Uniquely Yours

A powerful rewards and payouts platform that's intuitive, scalable, and fully customizable.

Personalized Brand Experience

Create a lasting impression with customized reward communications:

Craft branded reward emails using predefined templates
Set up compelling landing pages for your payout campaigns in minutes
Incorporate your brand's logo, colors, and creative imagery
Personalize payouts for each recipient
Send emails from your own domain for authenticity

Effortless Bulk Rewards

Send payouts to up to 10,000 recipients in one go:

Deliver via SMS, email, or WhatsApp
Track delivery and redemption in real-time
Disburse payouts instantly using file upload or API
Set denominations in your preferred currency ($, €, ¥, ₹, £) without conversion hassles
Schedule payments in advance for timely disbursements

Scale payouts and disbursals with ease!

Get going in no time by seamlessly plugging our payout solution with your platform

Add multiple admins

Benefit from multi-admin capabilities that help you scale the system across multiple stakeholders.

Integrate seamlessly

Connect with the tools you already use from HRMS to CRM to accounting software and everything in between.

Personalize the rewards

Personalize reward email and landing page with your brand logo, colors, creative imagery, and a special note.

Reload your cards

Allow recipients to reload funds as needed, offering them the convenience without the use of physical cards.

Deliver via omni channel

Deliver virtual prepaid cards via SMS, email, or WhatsApp to reach recipients where they are most proactive.

Track and report

Monitor rewards delivery and redemption status in real-time while having a bird's-eye view of your budget and expenses.

Send payouts globally in just 3 steps!

Preload funds

Preload fund to wallet Recharge your account wallet and select a virtual prepaid card of your choice (Visa, Mastercard or Paypal).

Select the denomination

Choose your denomination of your prepaid card of your select card from the available options (like $25, $50 etc.).

Disburse payouts

Send the prepaid card to your recipient. Let them redeem it via an e-gift voucher or directly transfer funds into their wallet by entering details.

5000+ customers globally use Plum to fuel growth

"Very responsive with 100% uptime"

Thanks to Plum, we can now automate the incentive procurement and distribution, thus saving high costs and time. The overall online respondent experience has also been excellent.

Ravi Gour - Regional Panel Leader (Asia-Pacific), Nielsen

"The platform is self served, quick to set up, easy to use"

The value addition came in with the ability to create landing pages that triggered to show localized rewards, which helped our business in driving engagement. I also appreciate the excellent reward redemption support that you guys provided.

Sandeep John - Head of field marketing, SE Asia, Freshworks

“A Superpower for growth marketers”

Plum is that superpower that every growth marketer can do so much with! Plum has been a great value addition to Xero. We achieved a 20% growth year on year and it’s a brilliant performance for us.

Matt Wale - Head of Growth Marketing, Xero

"Increased rewarding efficiency - 52% of employees"

Our employees really like the Plum rewarding process. The customer service that they offer is exceptional and commendable. That was the most important criteria for us to decide on them.

Human Resource Business Partner, H&M

"100% customer resolutions within SLAs"

Plum has an edge over the other aggregators and the brands because of meagre number of options they provide for redemption. The rewards dashboards method of rewarding is a drastically quicker and smarter way to implement rewarding strategies.

Biju Samuel, Capgemini

Enterprise grade platform that is fully secure and designed to scale

Data protection is of utmost importance at Xoxoday, and we are committed to providing a safe, secure, and compliant loyalty ecosystem for businesses.