Awarded as the Best Rewards & Incentives Software in 2025

Offer instant, flexible, and secure payouts to anyone, anywhere with Xoxoday

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Effortless Payout Management, Made Simple

A technology enabled payout solution to add funds, disburse payouts to your customers, partners & employees track transfer status in real time and do more.

There is something for all your needs

Prepaid Cards

Disburse same-day payouts through virtual Visa, Mastercard, and Paypal prepaid cards.

Wallet Transfers

Instantly and securely transfer funds to employees and customers using convenient wallet services like Venmo and PayPal.

Direct Bank Transfer

Automated and streamlined transfers to your customers, partners or employees bank accounts with Xoxoday , no more paperwork!

Make Your Payouts Uniquely Yours

A powerful rewards and payouts platform that's intuitive, scalable, and fully customizable.

Send gifts to up to 10K recipients in one go

Deliver via SMS, email, or WhatsApp
Track delivery and redemption in real-time
Set denominations in your preferred currency ($, €, ¥, ₹, £) without conversion hassles
Disburse payouts instantly using file upload or API
Schedule payments in advance for timely disbursements

Create a lasting impression with customized reward communications

Craft branded reward emails using predefined templates
Set up compelling landing pages for your payout campaigns in minutes
Incorporate your brand's logo, colors, and creative imagery
Personalize payouts for each recipient
Send emails from your own domain for authenticity

Experience the power of automated payouts from within your ecosystem

Get going within no time by seamlessly plugging our store within your platform using our no-code API

Plug & Play

Utilize our plug-and-play REST API library to seamlessly integrate of a diverse catalog of gift cards into your platform.

UI/UX Customization

Get complete control over the rewards redemption UI/UX, checkout experience, from the flow of your solution

Real-time reporting

Stay informed about every transaction, order, and payment with detailed visibility provided on our intuitive dashboard.

Instant Delivery

Issue virtual prepaid cards to up to 10K recipients at once instantly and easily.

Send any amount

Send an amount in any denomination & currency you prefer ($1, ¥10.5, ₹250, £52).

No conversion fees

What you send is what your recipients get. No hidden fees. No surprises.

Reload your cards

Allow recipients to reload funds as needed, offering them the convenience without the use of physical cards.

Deliver via omni channel

Deliver virtual prepaid cards via SMS, email, or WhatsApp to reach recipients where they are most proactive.

99.99% uptime

Rely on a stable and robust platform with a guaranteed uptime of 99.99%, ensuring uninterrupted service for your payouts.

Send payouts across geographies in 3 easy steps

Preload Funds

Recharge your Xoxoday account wallet and choose your preferred payout method – Direct Bank Transfer, Prepaid Card, or Wallet Transfer.

Select Currency & Amount

Pick your desired currency and specify the payout amount. You can disburse payouts individually or in bulk to up to 10,000 recipients at once.

Disburse Payouts

With a single click, disburse the payouts instantly. Your recipients will receive their funds seamlessly through their chosen method, ensuring a fast and reliable transaction experience.

What sets Xoxoday apart as a rewards platform

Extensive reward catalog

Access over 10 million rewards in 30+ categories, redeemable in 175+ countries.

Global flexibility

Distribute rewards in multiple currencies and custom denominations, tailored to global teams.

Seamless integrations

100+ native integrations and versatile API libraries for effortless implementation.

Customizable experience

White-label capabilities for a personalized and seamless user journey.

5000+ customers globally use Plum to fuel growth

"Very responsive with 100% uptime"

Thanks to Plum, we can now automate the incentive procurement and distribution, thus saving high costs and time. The overall online respondent experience has also been excellent.

Ravi Gour - Regional Panel Leader (Asia-Pacific), Nielsen

"The platform is self served, quick to set up, easy to use"

The value addition came in with the ability to create landing pages that triggered to show localized rewards, which helped our business in driving engagement. I also appreciate the excellent reward redemption support that you guys provided.

Sandeep John - Head of field marketing, SE Asia, Freshworks

“A Superpower for growth marketers”

Plum is that superpower that every growth marketer can do so much with! Plum has been a great value addition to Xero. We achieved a 20% growth year on year and it’s a brilliant performance for us.

Matt Wale - Head of Growth Marketing, Xero

"Increased rewarding efficiency - 52% of employees"

Our employees really like the Plum rewarding process. The customer service that they offer is exceptional and commendable. That was the most important criteria for us to decide on them.

Human Resource Business Partner, H&M

"100% customer resolutions within SLAs"

Plum has an edge over the other aggregators and the brands because of meagre number of options they provide for redemption. The rewards dashboards method of rewarding is a drastically quicker and smarter way to implement rewarding strategies.

Biju Samuel, Capgemini

Enterprise grade platform that is fully secure and designed to scale

Data protection is of utmost importance at Xoxoday, and we are committed to providing a safe, secure, and compliant loyalty ecosystem for businesses.

Frequently asked questions

What is Xoxoday Payouts?

Xoxoday Payouts offer instant, secure, and flexible disbursements through various methods like prepaid cards, wallet transfers, and direct bank transfers.

How can I send payouts to recipients?

You can disburse payouts via SMS, email, or WhatsApp to up to 10,000 recipients in one go, with tracking and real-time updates.

What payout methods are available?

Available methods include virtual prepaid cards (Visa, Mastercard), wallet transfers (Venmo, PayPal), and direct bank transfers.

Can I schedule payouts in advance?

Yes, you can schedule payouts in advance for timely disbursements.

Can I customize my payout communications?

Yes, Xoxoday allows you to create branded reward emails, landing pages, and personalized payouts for each recipient.